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Financial Planning



External Commercial Borrowing

External Commercial Borrowing is raising funds in currency other than rupee i.e. in foreign currency probably in dollars. The External Commercial Borrowings policy is monitored and updated by RBI on a regular basis, according to the macroeconomic conditions and foreign exchange liquidity situation.



External Commercial Borrowings include



  • Commercial bank loans
  • Buyers' credit
  • Suppliers' credit
  • Securitized instruments such as floating rate notes and fixed rate bonds
  • Credit from official export credit agencies
  • Foreign currency convertible bonds and commercial borrowings from the private sector
  • Lending arms of multilateral financial institutions


  • The guiding principles for External Commercial Borrowing Policy are to keep maturities long, costs low, and encourage infrastructure and export sector financing which are crucial for overall growth of the economy.



    Many individuals and companies have made full use of this service through our CFO services to boost their business venture. The financial assistance provided through this service is available with full professional competency, Collaboration with leading banks and financial institutions and that also at comparatively reduced interest rates and with a Flexible security options. Our services will also make legal documentation and processing work easy. Opt for our CFO services now and enjoy the benefits.